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Nisab Threshold in 2026
The Zakat Threshold Explained
Nisab is the minimum amount of wealth a Muslim must possess before Zakat becomes obligatory. If your wealth exceeds the Nisab for one lunar year, you must pay 2.5% as Zakat.
612.36 grams
Approximately £450 in GBP
87.48 grams
Approximately £5,200 in GBP
2.5%
Of wealth above Nisab for one lunar year
Nisab is an Arabic term that refers to the minimum threshold of wealth a Muslim must possess before Zakat becomes obligatory upon them. The word comes from the root "nasaba" meaning "to set up" or "to establish" - it establishes the point at which a Muslim's wealth becomes subject to Zakat.
The Prophet Muhammad ﷺ set the Nisab at two levels based on the currency of his time: gold and silver. If a Muslim's wealth equals or exceeds either of these thresholds for one complete lunar year (hawl), they must pay Zakat on their total qualifying wealth.
The Nisab of Zakat can be calculated using either gold or silver. Most scholars recommend using the silver Nisab as it is lower, meaning more Muslims pay Zakat and more poor people are helped.
Weight: 612.36 grams (52.5 tola)
UK Value: ~£450
US Value: ~$560
Recommendation: Most scholars recommend using silver Nisab as it helps more people qualify to pay Zakat, benefiting more poor recipients.
Weight: 87.48 grams (7.5 tola)
UK Value: ~£5,200
US Value: ~$6,500
Note: Gold Nisab is higher, so fewer people qualify. Some scholars prefer this for those with gold-based wealth.
The Nisab threshold must be met for one complete lunar year before Zakat becomes due. Here's how to check if you meet the threshold:
Add up all Zakatable assets: cash, gold, silver, investments, stocks, business goods, money owed to you.
Deduct any immediate debts and liabilities you owe to others.
If your net wealth exceeds £450 (silver) or £5,200 (gold), you've met the Nisab threshold.
If your wealth has been above Nisab for one complete lunar year, Zakat is now due.
The concept of Nisab in Islam comes directly from the teachings of Prophet Muhammad ﷺ. It ensures that Zakat is only obligatory on those who have sufficient wealth, protecting those who are themselves in need from having to pay.
"No Zakat is due on wealth until one year has passed [while it is above the Nisab]."
- Prophet Muhammad ﷺ (Abu Dawud)
Zakat is only obligatory on Muslims.
Historically, enslaved people were exempt.
Must possess minimum threshold amount.
Wealth must be held for a full year.
The Nisab value in British Pounds changes based on current gold and silver prices. Here are the approximate values for 2026:
| Silver Nisab | £450 |
| Gold Nisab | £5,200 |
Values are approximate and fluctuate with market prices. Check current rates before calculating your Zakat.
Silver: ~$560 | Gold: ~$6,500
Silver: ~€520 | Gold: ~€6,000
Silver: ~2,050 AED | Gold: ~24,000 AED
Silver: ~Rs.155,000 | Gold: ~Rs.21,00,000
Most scholars recommend using the silver Nisab (£450) because:
However, if your wealth consists primarily of gold, some scholars suggest using the gold Nisab. When in doubt, consult a local scholar or imam.
If your wealth drops below the Nisab threshold during the lunar year, the year count resets. You only pay Zakat if your wealth remains above Nisab for a complete lunar year.
Nisab applies to your total Zakatable wealth: cash, gold, silver, investments, stocks, business inventory, and money owed to you - minus any debts you owe.
Most scholars recommend using silver Nisab (£450) as it is lower and helps more people. This ensures more Muslims pay Zakat and more poor people benefit.
No. Your primary residence, personal vehicle, household furniture, and clothing are not included in Nisab calculations. Only liquid and investable assets count.
Nisab values fluctuate with gold and silver market prices. Check current rates when calculating your Zakat, especially if you're close to the threshold.
If you're close to the threshold, scholars recommend paying Zakat to be safe. You can also consult a local imam or use our Zakat calculator for guidance.
Check if you meet the Nisab threshold and calculate your Zakat obligation.
