Calculate Your Zakat for 2026 in Seconds
Use our free Zakat calculator to work out exactly how much Zakat you owe in 2026. Simple, accurate, and trusted by thousands of UK Muslims.
Zakat is only due if your total wealth exceeds the Nisab threshold. The 2026 Nisab values are:
£450 (approx)
Based on 612.36g of silver. Most scholars recommend using silver as it benefits more people.
£5,200 (approx)
Based on 87.48g of gold. Values updated regularly based on market rates.
2.5%
Once your wealth exceeds Nisab for one lunar year, you pay 2.5% of your total Zakatable assets.
Our Zakat calculator 2026 helps you include all the right assets:
All money in current accounts, savings accounts, and cash held at home.
Jewellery, coins, bullion and any other gold or silver items at current market value.
ISAs, investment portfolios, company shares, and unit trusts.
SIPPs and other pensions you can access. Workplace pensions you can't access may be exempt.
Bitcoin, Ethereum, and all other crypto assets at current value.
Goods held for trade, not equipment or premises used for the business.
Loans you've given others that you expect to be repaid.
Cash accumulated from rental properties (the property itself is usually exempt).
Before calculating 2.5%, deduct these liabilities:
Credit cards, overdrafts, and bills due within the next 12 months.
Only the next 12 months of mortgage payments can be deducted, not the full amount.
Outstanding invoices and business debts due within 12 months.
Add up all your Zakatable wealth - cash, gold, investments, crypto, and business stock.
Subtract immediate debts and 12 months of long-term debts like your mortgage.
If above Nisab, pay 2.5% through Child Relief - 100% reaches those in need.
"And establish prayer and give Zakat, and whatever good you put forward for yourselves - you will find it with Allah."
- Quran 2:110
You should calculate your Zakat on your personal Zakat anniversary date - the date when your wealth first exceeded Nisab and has remained above it for one lunar year. Many Muslims choose to calculate during Ramadan 2026 (starting February 28th) for increased rewards, but you can choose any consistent date.
The Nisab for 2026 is approximately £450 based on silver value or £5,200 based on gold value. These values fluctuate with market prices. Most scholars recommend using the silver Nisab as it means more people qualify to pay Zakat, benefiting more of those in need.
No, your primary residence is exempt from Zakat. However, if you own additional properties for investment, the rental income (not the property value) should be included in your calculation.
Yes, most contemporary scholars agree that cryptocurrency (Bitcoin, Ethereum, etc.) should be included in your Zakat calculation at its current market value on your Zakat date. Treat it like any other investment asset.
Calculate the weight of your gold in grams, then multiply by the current gold price per gram. Our Zakat calculator 2026 helps you do this automatically. Include all gold and silver items, even those you wear regularly.
Yes, you can pay your Zakat in monthly instalments throughout the year, as long as the full amount is paid by your next Zakat anniversary. Some people find this easier to manage than a single large payment.
For pensions you can access (like SIPPs), include the accessible value. For workplace pensions you cannot access until retirement, many scholars say Zakat is not due until you can access the funds. Consult a scholar for your specific situation.
100% of your Zakat goes directly to eligible recipients - the poor, needy, and other categories specified in the Quran. We don't take any admin fees from your Zakat. Your Zakat provides food, water, medical care, and essential support to children and families in crisis.
Ramadan 2026 is expected to begin on Saturday 28th February 2026 and end on Sunday 29th March 2026, depending on moon sighting. Many Muslims choose to pay their Zakat during Ramadan for multiplied rewards.
Most scholars recommend using the silver Nisab (approximately £450) as it means more Muslims qualify to pay Zakat, which helps more people in need. However, if your wealth is close to the threshold, you may wish to consult a scholar.
100% of your Zakat reaches those who need it most. Fulfil your obligation with confidence.
